0/10 You haven't done the Hallowe'en Event! You haven't suffered
For two years, it's pretty good. Very well rounded skills, a nice 99, plenty of quests, nice amount of cash.
Very deserving of a 9/10.
I'm wondering where the majority of that 33m comes from, apart from the 13m straight up cash and 5m (blessed?) spirit shield. Usually, there's an item in the bank that's makes up the majority of the total wealth, but I'm not seeing it.